Business finance in Wales: where to start

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Welsh businesses can explore commercial lending alongside regional and UK-wide support. The right starting point depends on the business's stage, location, investment purpose and ability to meet funding conditions.

Check current programmes

Use the Development Bank of Wales, Business Wales and the GOV.UK finance finder to investigate available support. Product names, application windows and eligibility can change, so check the provider's current details before making plans around a scheme.

Compare support with commercial finance

A regional loan still needs repayment; a grant may have restricted uses, evidence requirements and a competitive application process. Consider the timing of decisions and whether spending before approval could affect eligibility.

Prepare a consistent proposal

Explain the project, location, jobs or capacity involved, business contribution and repayment plan. Keep the same financial assumptions across applications. Do not assume a business is eligible merely because it is registered in Wales, or that public support will cover the entire project.

Explore your next step

Contact Milestone Funding to discuss your business and funding needs, or explore the funding options.

Further reading: GOV.UK: finance and support in Wales.

General information, not a personalised recommendation. Availability, costs and terms depend on the provider and circumstances.