Enter your figures
Use current information and the terms relevant to your business.
FREE BUSINESS TOOL
Debtor Days Calculator
Estimate how long customers take to pay your credit sales.
Your inputs
Min 0Max 100,000,000
Min 1Max 100,000,000
Min 1Max 366
Your estimate
How to read this estimate
Uses closing receivables divided by credit sales, multiplied by period days. Use consistent VAT treatment. Seasonality and a single closing balance can distort the result.
Figures are illustrative. This tool does not provide a finance offer or assess eligibility. Enter rates and charges relevant to your own situation.
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Calculator questions
What does this calculator show?
Estimate how long customers take to pay your credit sales. Change your inputs to compare different scenarios.
Which assumptions should I check?
Uses closing receivables divided by credit sales, multiplied by period days. Use consistent VAT treatment. Seasonality and a single closing balance can distort the result.
Is this a confirmed quote?
No. The result is a mathematical estimate based on your inputs. Confirm any funding terms and charges with the provider before making a decision.
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Change one input at a time to see what affects the result.
Check the assumptions
Allow for costs and timing that this estimate does not include.
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Prepare the trading information and funding purpose that help explain your application.
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