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INVOICE DISCOUNTING
A growing sales ledger can leave cash tied up just when the business needs it. Invoice discounting provides funding against eligible unpaid business invoices while you normally retain responsibility for customer collections.
The provider agrees a facility based on your ledger and advances an agreed proportion of eligible invoices. Customer receipts reduce the amount outstanding. Reporting requirements and controls over the collection account form part of the agreement.
This arrangement is often better suited to businesses with reliable financial reporting and an established credit-control function. Providers assess trading history, customer quality, disputed invoices and the spread of the ledger. Confidentiality is a feature to confirm, rather than assume.
Compare service charges, funding charges, audit costs, minimum commitments and notice periods. Ask what happens if an invoice becomes overdue or ineligible. A facility can shrink when eligible debts fall, even if your operating costs remain unchanged.
Both can release cash from eligible invoices. With discounting you usually manage collections; factoring generally includes collection support from the provider.
Tell Milestone what you need to fund, how much you need and when. We can discuss the information relevant to your circumstances. Funding remains subject to provider assessment and agreed terms.
Share your funding requirement and take the next step towards understanding your options.
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