Home / Funding options / Invoice Factoring
INVOICE FACTORING
When customers take weeks to pay, wages and suppliers cannot always wait. Invoice factoring can release part of the value of eligible business invoices, with the provider also managing agreed credit-control and collection tasks.
You submit eligible invoices after supplying goods or services. The provider makes an advance, collects customer payments and releases the remaining balance after agreed charges. The available facility depends on the ledger and the provider’s assessment, rather than the headline value of every invoice.
Established businesses selling to other businesses on credit terms may be suitable. Prepare an aged debtor report, customer payment terms, recent accounts and details of disputes or overdue debts. A concentration of invoices with one customer can affect the offer.
Compare service fees, the charge on money advanced, minimum fees, contract length and termination conditions. Check whether the arrangement is recourse: unpaid customer debts may still fall back on your business. Factoring does not automatically include bad-debt protection.
Usually the provider takes an active role in collecting payment, so customers will be aware. Ask how collections are handled and what communication they receive.
Tell Milestone what you need to fund, how much you need and when. We can discuss the information relevant to your circumstances. Funding remains subject to provider assessment and agreed terms.
Share your funding requirement and take the next step towards understanding your options.
Check eligibility →
Helping UK businesses explore finance for the milestones that matter.
Our address
Future House, South Place
Chesterfield, S40 1SZ
© 2026 Milestone Funding. All rights reserved.
Finance is subject to eligibility, status and lender terms. Security or a personal guarantee may be required.