Cookies on finance websites: what to check
Cookie settings help you understand how a finance website stores or accesses information on your device. A cookie notice should explain the technologies used…
Business finance guides
Practical reading to help you compare funding, understand costs and prepare your next step.
Business finance in Wales: where to start
Welsh businesses can explore commercial lending alongside regional and UK-wide support. The right starting point depends on the business’s stage, location, investment purpose and…
Hospitality funding: choosing finance by purpose
Hotels, restaurants and other hospitality businesses can need funding for very different reasons. Replacing kitchen equipment, expanding rooms and covering a temporary booking gap…
Finance for pubs and bars: planning around trading peaks
Pubs and bars often need to spend before they earn, particularly on stock, refurbishment and seasonal staffing. Finance should be assessed against realistic trading…
Garage and MOT centre funding: a practical checklist
Garages need both reliable equipment and enough working cash to cover parts and wages. A finance proposal should distinguish long-life workshop assets from costs…
Growth finance: borrowing for the next stage
Growth funding is useful only when the planned expansion can support its costs. A business may need cash before new sales arrive, particularly when…
Borrowing £500,000 or more for a business
A substantial funding request usually needs a detailed explanation of where the money will go and how it will be repaid. The size of…
Refinancing a business loan: when a new deal helps
Refinancing replaces an existing loan with a new arrangement. The comparison should account for the old loan’s remaining cost, the new loan’s full cost…
Sharing business information during a finance enquiry
Finance enquiries can involve bank statements, accounts and personal details about directors. Before sharing documents, establish who is receiving them, why they are needed…
Consolidating business debts: compare the full cost
Debt consolidation replaces several commitments with a new facility. It can simplify administration, but a lower monthly payment does not necessarily mean a lower…