Using a loan calculator without overlooking fees
A business loan calculator can help you compare repayment scenarios. Its result is only as useful as the assumptions entered, and it is not…
Fast business loans: what can delay funding?
A quick initial decision is not the same as money reaching your bank account. Verification, affordability checks, signing and any security work can all…
Funding veterinary equipment and practice growth
Veterinary practices often need expensive equipment while also maintaining cash for staff, medicines and day-to-day care. Separating equipment investment from operating needs makes finance…
Estate agency finance: managing commission timing
Estate and letting agencies may incur staffing and marketing costs long before sales commission is received. Funding should reflect the timing of completed transactions,…
Finance for events and marquee businesses
Event businesses can face substantial spending before a busy season begins. Deposits may help, but equipment purchases, transport and staffing can still leave a…
Funding a car dealership: stock and working capital
A dealership’s funding needs are not limited to buying vehicles. Preparation work, warranties, advertising and the time between purchase and sale all affect the…
Construction invoice finance: dealing with payment gaps
Construction businesses often pay labour and suppliers before the main contractor releases funds. Invoice finance can help in some cases, but applications for payment,…
Business loan eligibility: prepare before applying
A useful eligibility check starts with your business’s ability to repay, rather than the amount you would like to borrow. Lenders assess different factors,…
Export invoice finance: funding overseas sales
Selling overseas can create a long gap between dispatching goods and receiving payment. Export invoice finance may release part of an eligible business invoice,…